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Health Insurance

Health insurance is available for purchase online. Click the links and follow the prompts for a quote. You can decide on the coverage you want and purchase the package that is right for you and/or your family. If you have any questions regarding life or health, simply email bill@wledwards.com and we will get back to you as soon as possible.


Manulife Health and Dental
manulife

> Click here to get quote or buy online

Manulife Association Planmanulife

> Click here to get quote or buy online

Group Medical Services gms
This company has its head office in Regina.  It offers the same range of product as the companies above.  GMS has been providing health and travel insurance for 55years.  The range of product is specific to your needs and covers emergency medical to a maximum of $2,000,000.00 per person per trip.

>Learn more

Life Insurance

Life insurance can be a complicated topic.  Basically most insurance can be categorized broken in to two basic needs.

Term Insurance:
Firstly, if your need is temporary such as a mortgage on a house, property cottage or business, then you need a relatively inexpensive product called term insurance.  This can be bought in five to twenty year packages and can be renewed automatically at an age appropriate rate.  This usually expires at age 80 and does not carry a cash value.

Permanent Insurance:
The second kind is for estate preservation and or final expenses.  This is called permanent insurance because someone you love is eventually going to collect on this policy.  This type of insurance is called permanent insurance.  As the policy matures, there is usually an investment portion and a cash surrender value.

General:
There are many products associated with both term and perm insurance.  Call or email us for a discussion about the options so that we can provide the insurance that is specific to you and your families’ needs.
It is always better to buy some insurance while you are young and healthy so that you can maintain the policy when you get older.  Permanent insurance is not expensive when you are young and most people need it later in life.  To find out more about this, ask someone who is no longer eligible for insurance.  Once you’ve had a heart attack or have been diagnosed with a disease, you often are no longer eligible for certain types of insurance.  We suggest that everyone over the age of majority talk to an advisor and purchase a small policy, which is within budget to cover against the potential of future health, concerns.

In addition to life insurance, we have critical illness insurance, which can provide a lump sum payment to you should you, become ill and unable to work for a while later in life.  We also offer disability insurance, health insurance, and long-term care.  There are many ways to protect your family from future unforeseen events.  We encourage you to sit down and discuss your needs with us. Contact us Today!

 

Can’t find what you are looking for? Contact bill@wledwards.com

 

 

 

 

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